Our Symphony of Products & Services

Clearing Through

What We Offer

Investment Planning

Fixed & Variable Annuities - GIC & EIA'
Open-end & Closed-end Mutual Funds
Equity Research
Equity Trading/Individual Stocks
Exchange Traded Funds (ETF')
Options
Unit Investment Trusts

Fee-Based Programs

The Helmsman Group**
Horwitz Advisors* (Professional Money Management)
Fund Portfolio Solutions (Mutual Fund Asset Allocation Program)
Outside Manager Program** (Professional Money Management)

Fixed Income

Bonds (Tax-Exempt, Escrowed & Pre-refunded, U.S. Treasuries, Zero Coupon, Corporate, Mortgage-Backed, High-Yield, Agencies, Convertible, Certificates of Deposit)
Preferred Stocks
Trust Preferred Securities

Planning Services

Charitable Gifting Strategies -Daf', CLT', CRT'
College Funding
Estate Planning
Executive Services (Stock Option Strategies)
Financial Planning
Retirement Planning

Retirement/Education Products

401(k) Plans, Roth 401(k) Plans
403(b) Plans
457 Plans
Defined Benefit Plans
IRAs (Roth, SEP, SIMPLE, Traditional)
Profit-sharing plans
ESOPs
529 Plans
Coverdell Education Savings Account
Rollovers

Risk Management

Disability Insurance
Life INsurance
Long-term Care Insurance
Buy/Sell Agreements

Cash Management & Lending Services

Access & Spectrum (Cash Management Account)
Insured Deposit Program
Securities-based Lending (Margin, Loan Advance)
Money Market Funds (Tax-Exempt, Taxable)

Investment Banking

Expertise in the following sectors:

Banks & Financial Institutions
Mergers, Acquisitions & Divestitures
Public & Private Capital Raising
Valuation, Opinion & Advisory Services

*Proprietary
**Non-Proprietary